Are money worries making you depressed?

Feelings of depression are a normal part of life. Being constantly worried about money could send you heading for depression fairly quickly. If this depression lasts more than a couple of weeks and you start to feel tired or down and unable to shake it off, then you may be at risk of getting worse. If you think you may be clinically depressed there are lots of resources and questionnaires online that will help assess your degree of depression. 

It would be prudent to seek some guidance from your family GP – he can rule out physical reasons that might be causing feelings of depression. You may be offered Cognitive Behavioural Therapy (CBT) although the waiting time for this can be a few weeks. You may also be offered antidepressants. Even if you take these you will still need to address some of the aspects covered in this article.

Its glib to say that worry doesn’t really achieve anything. It is spurred by the fight or flight response - and is designed to make you act. Worrying is a passive act and it isn’t going to bring money in to pay the bills. What you need to achieve is taking the nervous energy of anxiety and worrying and make that nervous energy productive. Unproductive anxiety and looking inward all the time for answers really is a waste of time and energy.

Instead, put your energy into an action plan. What can you concretely do that is likely to change the outcome?

  • Do something will feel infinitely better than doing nothing.
  • Write everything down and then make a written action plan.
  • Face the issue head on - discuss your problems openly with others. Find a third party if you don’t feel comfortable discussing with friends, they may have some valuable insight. Staying in denial will likely compound the problems.
  • Contact debt management experts - there is lots of free advice and people you can talk to. Credit Unions have a lot of experience of helping people find their way.

If the feelings of depression are disempowering then you need to do everything you can to manage the worry and stress and ensure that you do as much as you can to manage clinical depression. I have previously written an article –“Depressed or anxious? - fake it until you make it” which has additional insight.

  • Exercise if you are able - you don’t need a gym to walk, run or cycle.
  • Use hypnotherapy, self-hypnosis, meditation or practice mindfulness.
  • Tidy up and document your problems - organise and get to grip with the issues as much as you can rather than being in denial.
  • Try to get enough sleep.
  • Eat properly. Ensure you get enough of the essential amino acids (particularly tryptophan) including dairy, poultry, red meat, oily fish, pulses, nuts and seeds. Minimise high sugar and fatty foods.
  • Socialise - you may not feel like it, but isolating yourself and adding loneliness probably won’t help you.
  • Keep alcohol use to a minimum – booze blue will just make things worse.

Why would you visit a hypnotherapist to help you?

A hypnotherapist can help you develop a more positive perspective. They can help take the feelings of pain or panic away and replace this with a more positive viewpoint. It might be enough to help you get a new job, perform at interviews and generally tackle things that could be holding you back or making things worse.

I have money worries - how will I pay for treatment? 

If you are spending money on smoking, drinking, running away from your problems (it is not uncommon for depressed people to go shopping) or simply struggling to move forward – to get that job, to tackle your debts etc. then a single hypnotherapy session could pay for itself. (For example, a smoker who smokes 20 a day, in a week will have spent £56 on cigarettes).

Some hypnotherapists and counsellors charge what you can afford and if you explain your situation some will try to help you out. Some can do the sessions in your home to reduce cost. You can also work with a hypnotherapist to develop your own self-hypnosis and meditation techniques so that you can continue to help yourself after your session and learning such a skill can benefit you for the rest of your life.

If you are in this situation and contemplating doing something then congratulations, you are at the action phase of the decision making process and could benefit greatly.

Hypnotherapy Directory is not responsible for the articles published by members. The views expressed are those of the member who wrote the article.

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Written by Jeff Cassapi Hypnotherapy - DIP (Hyp) GQHP

I generally write from the heart - from my experiences. Dealing with many clients also gives a valuable insight into how we are all very different in our own attitudes and experiences.

When clients call me they are often surprised how I understand their issues almost as if I have experienced the same things myself. Call me and see for yourself… Read more

Written by Jeff Cassapi Hypnotherapy - DIP (Hyp) GQHP

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